The car claim most people never make.

It's on Carfax now, so it's worth less. North Carolina lets you claim that value.

Example estimate

Value your car lost

$2,864 to $5,012

  • No calls
  • Two minutes or less
  • No fee unless you're paid
How it works

What is diminished value?

The value your car lost because it was wrecked. Once an accident is on the record, buyers pay less, even after a perfect repair. North Carolina lets you claim that loss from the other driver's insurer.

Inherent

An accident on the record cuts the price, even after a perfect repair. The biggest part.

Repair-related

What the repair did not put back: workmanship, systems not recalibrated.

Parts-related

Non-original or inferior parts on a car that had original ones.

How it works

  1. 1Tell us the car

    Year, make and model, or the VIN. We look up what cars like yours sell for today, then move it back to the month of the wreck.

  2. 2See what it lost

    The month of the wreck, whose fault it was, how bad the damage was. You see what you can claim back, and how we got there.

  3. 3Order, or pick a firm

    A law firm takes it, or you order a signed appraisal and send it yourself. Both start from your estimate.

  4. 4Claim the value

    The claim is on the other driver's insurance, not yours. Nothing goes on your record.

Two ways to claim it

Have a law firm take it

No fee unless your claim is paid.

Pick a firm and apply in two minutes. Your estimate goes with it. The firm deals with the insurer; nothing for you to do after.

On your own

You order a $500 signed appraisal, then send the letters and deal with the insurer yourself.

Fair questions

No new accident on your Carfax.

Carfax reports accidents, damage and repairs. A diminished-value claim isn't any of those, and Carfax's own guide tells owners how to file one against the other driver's insurer.

A claim on the other driver's insurance, not yours.

North Carolina law adds accident points and surcharges to your insurance only when you caused the accident. This is a claim on the other driver's insurance, not a claim on yours.

Three years

North Carolina gives you three years from the wreck. The estimate step tells you where you stand the moment you pick the month.

Example estimate

$2,864 to $5,012

An example. Yours comes from your car and your wreck.

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